Auto insurance covers a wide range of things aside from only medical bills and the cost to repair your car. It also covers a range of items within your car, both specific and named, and those items that you may have in your car when you are driving around. For those that live in the Dripping Springs, TX area, the agents with Ty Lawrence Insurance Agency can help you find the policy that protects your car and the things you drive around with.
For the most part, your auto policy is going to lean heavy on the side of insuring things like the car itself and covering the medical bills of those involved in an accident. It does, however, cover some other things too that you may not even realize. If you have car seats inside your car, for instance, your auto policy will help with the cost of replacing those car seats so that any children riding with you have new, accident-free seats. Your auto policy may also cover things like purses and expensive items you are carrying in your car at the time of an accident.
Say for instance you have just been to an expensive shop and you have the items you purchased in the car with you. The car catches on fire and everything is destroyed, your auto policy will help with the cost of replacing some of those items. It is important to note that auto policies have a certain cap of sorts on the price of contents unless you can prove that there was something in the car that was destroyed. This means you cannot simply claim you had a $200,000 watch in the car that was destroyed without some sort of proof.
For those in the Dripping Springs, TX area, the agents with Ty Lawrence Insurance Agency can help you find the policy that fits all your needs.