Can I Drive my Commercial Vehicle while I’m not Working?

A common question when it comes to commercial auto insurance is whether or not you can use your commercial vehicle during non-working hours in Dripping Springs, TX. The short answer is yes, however, you’ll want to be sure you follow some very important rules first. Read on to learn more about this subject.

Only You can Drive the Vehicle

If you have the perk of having a company vehicle, chances are you drive it when you’re not working. While this may be fine, per your employee and your insurance coverage, it is not ok to let anyone else drive the vehicle, during working hours or non-working hours. That means you can’t let your spouse borrow the car or truck, even if they want to take a quick ride down the road to grab some milk. If an accident were to occur, the driver would not be covered.

Be Sure You are Insured

In order to drive your company vehicle after hours, you’ll need to make sure you are covered. Your employer may have included a stipulation that you need to have personal auto insurance on the vehicle in order to drive it on the weekends or other non-working hours. 

Contact a Reputable Insurance Agency

Still not sure if you’re completely covered when driving after hours? Contact the reputable agents at Ty Lawrence Insurance Agency serving the Dripping Springs, TX area. They will be able to answer all of your questions and concerns about this matter and help you make sure you are covered 24/7. To learn more about commercial coverage on company vehicles, contact the team at Ty Lawrence Insurance Agency today.