Do I Need ATV Insurance?

It is that beautiful time of year in Dripping Springs, TX when everyone is looking to get out and breathe in some fresh air. Many are excited to take their ATVs out for a ride, but there is the question as to whether the law requires insurance on an ATV. The Texas Department of Public Safety says that you are not required to have ATV insurance. However, Ty Lawrence Insurance Agency believes that it is usually a good idea to insure any motorized vehicle. 

With ATV, accidents are not just possible- they are likely. It may not be a big accident, but damage can easily be done to one even if you are just riding along a trail and hit a huge rock or tree stump. If you enjoy riding in the rain and mud, the chances of an accident are even higher. Maybe your kid is driving his buddy on the ATV trying to show off but ends up throwing his friend off and causing a broken bone. If an accident and/or damages do occur, who is going to pay for it? If you have no ATV insurance, you will be solely responsible, and that can get costly. It may even mean that you have to put your ATV away for a while until you can come up with money for repairs.

If you live in Dripping Springs, TX and have an ATV, you should consider purchasing insurance for your ATV. It will let you enjoy your ATV more since you will not have to constantly worry about possible damage. Give Ty Lawrence Insurance Agency a call to discuss coverage options that will suit your needs. 

 

Are You Ready for Your Road Trip This Summer?

Going anywhere the road takes you is just one benefit of having an RV. So many places including beaches, resorts, and camp grounds have an area for RVs to the park. It’s much more cost friendly than renting a hotel for a few nights. However, it’s important you know how to prep for your upcoming road trip, which includes getting the necessary RV insurance from Ty Lawrence Insurance Agency, serving Dripping Springs, TX and the surrounding area. 

Call Around for Locations of RV Hookups

Before you just decide you want to go to a specific place, you should conduct a search for locations in the area with RV hookups. You’ll want to know about what the site offers to make sure it includes everything you’ll need to stay there. 

Prepare Your RV 

You don’t want to break down while you’re on the road. Therefore, you should inspect your vehicle thoroughly before going on a trip. Make sure you change the oil, so you don’t experience your RV overheating while you’re trying to enjoy your vacation. You also want to take a look at your tires. You want to make sure they have enough tread on them, so you’re not at risk for them popping on the highway. Additionally, it’s important to check the air on all the tires.

Packing the RV

You obviously want to pack all the clothes you need for the trip and even some extra. Just in case you would break down, you may want to bring along extra money or a credit card to ensure you can get home safely. 

You need to have insurance on your vehicle just like you would if you were driving a car or truck. Call Ty Lawrence Insurance Agency, serving Dripping Springs, TX and the surrounding area today for a quote.