Getting an RV this Christmas? Protect Your Investment with RV Insurance

If you love to travel, an RV could be the best Christmas present you ever receive. RVs give you the freedom of exploring Texas and beyond in comfort and style. Before taking off on your first road trip, protect your investment with RV insurance. At Ty Lawrence Insurance Agency in Dripping Springs, TX, we can help you choose the coverage you need. Here’s how RV insurance works to safeguard your new RV investment.  

RV Protection

Although RV travels can be stimulating and enjoyable, there’s always a risk of accidents when traveling on the road. RV collision and comprehensive insurance can help cover the cost of damage to your vehicle in the event of an accident. Collision coverage helps pay for damage to your RV if you accidentally crash into another vehicle; comprehensive insurance covers damage caused by adverse weather or vandalism. You can get more from your valuable investment by protecting it with insurance coverage.

Contents (Personal Property) Protection  

One of the greatest advantages of traveling in an RV is having room to bring more personal goods and toys. Personal property coverage protects these goods from damage or theft while you’re on the road. If you’re traveling with costly goods such as laptops, tablets, smartphones, designer clothes, etc., this protection can be a lifesaver if your vehicle is broken into while you’re hiking, river rafting or taking in the sights. With replacement coverage, we will cover the cost of replacing your goods if they are stolen or lost.

Liability

RV liability coverage is mandatory in Texas as it protects other drivers in accidents you cause. Without personal injury and property damage liability, you could be sued for injuries or damages you cause others in an accident that’s your fault. With liability coverage, you can travel stress-free knowing you’re protected against unforeseen disasters on the road.

To learn more about RV insurance options and costs, contact us at Ty Lawrence Insurance Agency, Dripping Springs, TX.  

 

3 Reasons for Having ATV Insurance

If you live in the Dripping Springs, TX area and drive ATVs as part of your business or simply for pleasure, it’s necessary to make sure you are fully protected with the right insurance policy. The agents of Ty Lawrence Insurance Agency can give you many reasons why you should have your ATV fully insured. 

Protects You

ATV insurance protects you from specific forms of liability if you are involved in an accident and property is damaged. Whether the accident was your fault or the fault of someone or something else, your injuries and liability will be covered. Having insurance is a must if you plan on taking your ATV onto public lands or if you are camping on private land. 

Protects Others

Having the right ATV policy also ensures that others are covered as well when it comes to injuries and damages. The right insurance policy can save you from financial loss if someone gets hurt while they are riding on your ATV or if you lose control of your ATV. Talk to your insurance agent to ensure you always have the proper coverage. 

Protects Your ATV

Insuring your ATV while it is in storage is also beneficial. If you store your ATV while it isn’t in use, your insurance will help to cover any damage it may incur while it isn’t being used. While this may seem the perfect time to drop your coverage maintaining your policy could save you money if the ATV is damaged in any way. Damage can be caused by falling debris and vandals. ATVs are often stolen from storage areas.

The agents of Ty Lawrence Insurance are always available to residents who live in the Dripping Springs, TX area. They can answer your questions and discuss the types of insurance policies that are available for ATVs and other recreational vehicles. Make sure you are fully protected at all times!