Is your car protected?

From driving down an open road in your car to simply getting to work in your vehicle, there is nothing like having piece of mind that your car is protected in case of an unforeseen emergency or accident. Our independent agents at Ty Lawrence Insurance Agency understand that car accidents can happen at any time and can completely devastate your livelihood. Even when you are driving and following the rules of the road perfectly, you can still be subject to a car accident and you want to be protected by the right auto insurance. 

Our independent agents at Ty Lawrence Insurance Agency understand that auto insurance is incredibly important and that driving around without it can have a terrible impact on you and your car. If you are the cause of an accident, it is up to you to cover the costs of the other person’s car, medical expenses, and any other impact resulting from the accident. The time to think about auto insurance and if you are covered is not when you are in accident or emergency. There are various types of auto insurances available for you to choose from including liability insurance, collision insurance, comprehensive insurance, personal injury protection, and many more. It can be difficult to navigate the types of auto insurance options out there but our independent agents at Ty Lawrence Insurance Agency will gladly walk through each insurance options to find the right plan for you and your budget. 

What are you waiting for? Come down to our office today or give us a call to set up an appointment to talk to one of our independent agents about the right insurance for you, your budget, and your car. 

What is Umbrella Insurance?

There are dozens upon dozens of insurance policies out there that cover anything from your car and the liability that you take on when you drive to policies that cover the health and beauty of a star performer’s legs. That being said, understanding what something like umbrella insurance is may help you determine if you need it or not.

 Ty Lawrence Insurance Agency can help you understand umbrella policies and can help you determine what policy is going to be right for you in both the short and long run. Umbrella insurance overall is just that, this is a type of insurance that you can take out on your home, your business, or your property that covers just about any event that you can imagine.

Though you still need specific insurance for things like your car and home, umbrella insurance acts like a secondary, just in case policy that will help to cover the left over if your other policies do not pick up the slack. In the event of a total loss of your business for instance, say that your liability insurance covers almost all your bills and costs but that you still have a bit that needs to be taken care of, your umbrella policy may be able to step in and take care of the remainder.

Umbrella policies are beneficial if you have a great deal to lose as in the case of a business that goes under and you have to pay back investors. Umbrella policies are generally in place to protect the policy holder if their current insurance does not do the job. You can find out more about umbrella policies by talking with your local insurance agent to see if they might be right for you.