You might not be so happy in Jollyville when you receive that certified letter saying the pizza delivery kid hired an attorney for a personal injury claim after he tripped on the loose board on your porch steps a month ago. Then you learn he had to have surgery on the wrist fracture from the fall, and that he has permanent hardware inside of it. It’s his right wrist and he’s right handed.
If you have standard homeowners insurance, take a look at your liability coverage. Maybe you have enough coverage for the pizza kid but if the cable guy falls from a ladder because your gutter was loose, you’re looking at some serious damages. You could get stuck with the excess of a $100,000 liability policy when a $250,000 judgment is entered against you.
We’re independent insurance agents. We live in and around the greater Austin area, and service Jollyville too. You’ve worked hard for your family and home, and we want to see you fully covered all the way around. We’re responsible and contributing members of our communities who give you objective and unbiased information in helping you with your insurance needs. Because we can draw multiple insurers, we can give you choices of your insurer, coverage and how premiums might be paid. We can even set you up with umbrella coverage if you’re worried about any really large personal injury claims arising.
Agents for the "big three" can’t give you the choices that we give you. They’re just not permitted to. They’re tied to one insurance company. We work with many highly rated insurers. Whether you’re buying your first home or just window shopping for better rates around Texas Zip Code 78729, call us. We’re happy to talk to you.