When operating a motor vehicle anywhere in Texas, you’re required to have $30,000 in liability insurance, $60,000 of liability coverage per accident, and $25,000 in property damage. Although that’s more than many states require, it’s almost completely insufficient. A night in the emergency room and a couple of days in intensive care will eat those policy limits up quickly. That can leave you with some significant personal exposure. That coverage won’t pay your medical bills or repair or replace your car. You’re not covered. Good luck and best wishes if you’re hit by an uninsured or underinsured driver. You’re not covered for them either.
We’re independent insurance agents, and we live and work in or around Jollyville. We’re trained and trusted, and we have a long history of looking out for your best interests. Any agent from any one of the "big three" companies can give you a quote. That doesn’t require any special skills. On the other hand, the high quality of services you’ll see from an independent agent is supported by our reputations.
We’re not tied down by any one single insurer. Because we’re independent agents and connected with multiple insurers, information you receive from us is objective and unbiased. Quotes we give you will be from a variety of insurers so you can find the best quote to meet your customized car insurance plan. Agents for the mega insurers can’t do that. They’re not permitted to. We’ll give you choices of who insures you, the coverage you want and how premiums will be paid.
Whether you’re buying a new vehicle or just window shopping for better rates around Zip Code 78729, don’t hesitate to call us. We can save you a nice chunk of money.
The safest drivers have years of experience tucked under their seat belts. When a teen starts to drive on a learners permit, they have no experience. They carry plenty of risk though.
Minimum liability insurance is insufficient for just about anybody, particularly a teen who is at a much higher risk of causing an accident. Minimum liability coverage won’t cover any of the teen’s medical bills, whether the accident was their fault or not. It won’t repair or replace the vehicle they were involved in the crash with either. It’s not going to help if they’re hit by an uninsured or underinsured driver, because statutory minimum liability insurance doesn’t require those types of coverage.
We’re independent insurance agents, and we live and work in and around Austin, Texas. We have a broad range of insurance knowledge, and along with that, we’re tied in with multiple quality insurers. We’re not connected with just one mega insurer. Our relationships with the many insurers we do business with allows us to give you choices of who will insure your student driver, what types of coverage they’ll have and how the premiums will be paid. Agents for the "big three" can’t do that. They’re just not permitted to. As a result of our relationships with all of the companies we work with, the information we give you will be objective, unbiased and free from the influence of any single car insurance company.
Whether you’re buying a new vehicle for that student driver, or just thinking about having them drive one of the family vehicles, don’t hesitate to contact us. We’re pleased to go over all of your options with you. Give us a call, or feel free to stop in. We’re happy to make the time for you.