How Commercial Insurance Agents Help Protect Your Texas Business

Being in the business world is not without risk, but this does not mean you cannot do anything about it. If you own a company in Texas, you want to make sure you limit the risk while keeping the business running as smoothly as possible. Accidents may occur and employees or clients may sue. Thankfully, these unfortunate events can be covered by your commercial insurance.

If you are new to this type of insurance, you may want to seek help from commercial insurance agents. Ty Lawrence Insurance Agency has agents who can provide you with the assistance and service that you require. The commercial insurance agents from the agency are all professionals with wide-ranging experience when it comes to providing protection for businesses in Texas.

To begin, you may want to have liability insurance first. This type of commercial insurance aims to protect your company in case of an accident takes place within the location of your business. Our commercial insurance agents will help you find the coverage your business may require. Examples may include errors and omissions coverage, which can help ensure that your business can keep going even if a client or customer accuses you of a particular error, for example.

Our commercial insurance agents can help review your coverage requirements. Every business is unique and so are its needs. Our agents understand that it is important to establish a good relationship between you and our agency. This is why we will work hard to provide you with answers to your questions, quality service, and multiple quotes, so you can choose the best option out of the commercial insurance policies from the right carrier for you.

Give us a call today and let our agents work with you, so you can shop effortlessly for insurance that will protect your business in Texas.

Understanding the Risk of Data Breaches and How to Protect Yourself

A data breach in Austin, TX, is specifically defined as an accidental release, accidental publication, theft or loss of personal and confidential information. For example, credit card numbers, Social Security numbers, driver's license numbers and bank account information are all personal information that can be stolen in the event of a data breach at most businesses.

Do You Need Protection?

If you own a business that deals with customers and their personal information, then you absolutely need data breach protection. A few examples of businesses that would benefit from this type of protection include retailers, hospitals, doctors, lawyers, insurance companies and wholesalers. If you store any personal information at your place of business, then there is a risk of exposure and loss.

How Do Breaches Occur?

Well, to be honest, there are numerous ways. It could be a disgruntled ex-employee. It could be a computer hacker. It could even be from improperly disposing of old computer equipment.

What Do You Need To Do?

First, you need to determine your risk of data exposure. A risk analyst can help you do this if you are unfamiliar with the process. You then will need to close any loopholes in your current business plan in order to reduce any potential exposure. You probably also want to talk to your independent agent in Austin, TX 78746 about commercial insurance that protects you in the event of a data breach and obtain quotes for the cost. Contact one of our independent agents today to find out how much coverage you need in order to successfully protect yourself and your business.