Motorcycle
With broad coverages and added perks, our Motorcycle Program appeals to the most knowledgeable and experienced riders. We have programs for just about every type of motorcycle, including:

• Traditional and Standard
• Cruisers
• ATV (All Terrain Vehicle)
• Moped
• Classic
• Touring and Sport Touring
• Dual Purpose
• Scooter
• Sport Bike
• Vintage

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Motorhomes and Travel Trailers
We offer a number of coverages that our customers can't get as an endorsement on an auto or homeowners!

Coverage for Personal Effects	Personal belongings inside the RV need quality protection too. That's why your customers automatically receive Actual Cash Value protection, with optional Replacement Cost if desired.
Vacation Liability Coverage (optional)	Your customer can enjoy a trip without worries, because this coverage provides premises liability while the RV is parked at a campsite or RV park.
Emergency Expense Coverage (optional)	The RV breaks down away from home. Don't worry! This coverage pays temporary housing expenses, plus the cost to get your customer and the RV back home.
Diminishing Deductible (optional)	This coverage lowers your customer's deductible each year they remain claim-free. If they have no claims, they'll eventually have a zero deductible.
Many Opportunities for Lower Premiums	Your customers have several opportunities to receive premium discounts. A membership in an approved RV association A clean driving record Anti-lock brakes or other safety options

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Watercraft
Our Watercraft programs accept a wide range of hull types and offer broad coverage, understandable policy language, easy phone quoting ... plus some special benefits.

Accepts a Wide Range of Watercraft	We accept many common recreational use watercraft including: Powerboats Trawlers Jet Skis Sailboats Sport-fishers Wave Runners Pontoons Houseboats
Two Levels of Policy Coverage: Full Coverage or Liability Only	Your customers have the flexibility of choosing either a Full Coverage policy, or our money-saving Liability Only policy.
No "Hidden" Deductibles	Unlike some other policies, the deductible on an American Modern policy is very straight forward. The deductible your customer sees is the deductible your customer pays in the event of a claim.
Advantage Endorsement & Advantage Plus Endorsement	For an affordable price, your customer can add these important coverages to their policy: Emergency Assistance and Towing Uninsured Watercraft Non-owned Watercraft Liability Personal Effects Both endorsements provide these coverages; however, the Advantage Plus Endorsement features higher limits.